Please review the following Terms of Use, Disclaimer and Privacy Policy before using this website.

Terms of Use

This website, chasingthedream-hj.com and its content is owned by Hazel and John (“Company”, “I”, or “We”). Please read these Terms of Use carefully. We reserve the right to change these Terms on the website at anytime without notice. By using this website and its contents, you (the readers and viewers of this website) are agreeing to the terms as they appear, whether or not you have read them. If you do not agree with these terms, please discontinue use of this website.

Copyright Notice

Every post on chasingthedream-hj is written in out own words and contains our own thoughts and experiences and opinions. All images on chasingthedream-hj are taken by us, unless otherwise stated. All the materials on this website are copyrighted. All content on this website, including words, information, images, design, graphics, photographs and all other intellectual property, registered and unregistered content, is our property. When you access this website or its content, you agree that you will not steal, copy, or duplicate our content. Any unauthorized use of the content is a violation of these terms. While sharing links from this website are always appreciated, please do not take any original photos or content without prior written permission of Every post on chasingthedream-hj is written in out own words and contains our own thoughts and experiences and opinions. All images on chasingthedream-hj. You may link back to any blog posts or articles, as long as you give credit by providing a hyperlink back to this website.

General Information

The information available on chasingthedream-hj is intended to be a general resource and for advice and entertainment only. The posts and articles on this website are not tailored to your specific circumstance(s) and should not be used as a replacement for professional advice. The views expressed on this website are personal opinions and should not be construed as financial advice for your individual situation. If you use this website and/or its content, We assume no responsibility or liability. Although we use our professional and personal experience in providing information on this website, we do no guarantee any results and will not be liable for any damages or losses caused by the use of this website. Please make sure you do your own due diligence and seek financial advice before making any financial decisions of your own.

Privacy Policy

We take your privacy seriously

Basic Information Collection

When using this website, you may provide us with certain personally identifiable information. For example users may be asked for, as appropriate, name, email address. This information is collected when you leave a comment, sign up for our freebies (downloads), or subscribe to our monthly newsletter. We will collect personal identification information from users only if they voluntary submit such information to us. Your personal information will never be shared or sold to third parties without your consent.

All web servers track basic information about their visitors. This information includes, but is not limited to , IP addresses and browser details. This website collects information that your browser sends automatically, such as the pages of our website that you visit, the time spent on those pages and other statistics. This website uses Google Analytics to collect, monitor and analyze said data for the purpose of understanding trends and helping us provide the most relevant and helpful information. This is not unique to this site, but is common practice across the internet.

Emails

When a visitor/user signs up for one of our freebies (printable, PDF, course) or subscribes to our newsletter, they are giving consent to receive occasional emails from us. These emails may include new blog posts, news about chasingthedream-hj.com, money saving tips or special promotions we believe would most interest my subscribers. All visitors to this website have the option to discontinue receiving communication from us and reserve the right to unsubscribe from our emails or newsletters. To unsubscribe, simply click the “unsubscribe” link in our emails or send me an email asking to be deleted from our email list.

Web browser cookies

Where necessary, chasingthedream-hj uses cookies to enhance user experience. For example, these cookies are used to store information about a visitor’s preferences in order to better serve the visitor and/or present the visitor with customized content. User may choose to set their web browser to refuse cookies. Please note that disabling cookies may cause some parts of this website to not function properly.
There may be third party advertisers and companies which utilize cookies to provide advertisements that would most interest you. I do not have any control over these said cookies.


Third party websites

This website contains links to affiliate and other websites. Browsing and interaction on any other website, including websites which have a link to our website, is subject to that website’s own terms and policies.

Your acceptance of these terms

By using this website, you are hereby accepting the terms and conditions of this privacy policy. If you do not agree to this policy, please do not use this website. Your continued use of this website following the posting of any updates or changes to our terms and conditions will be deemed your acceptance of those changes.

How to contact us

If you have any questions about this Privacy Policy or concerns related to this website, please contact us at:
Email: chasingthedream.hj@gmail.com

AFFILIATE ADVERTISEMENTS


Some posts may or may not contain affiliate links, which means we will earn a small commission if you decide to make a purchase (at no additional cost to you). chasingthedream-hj is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Please understand that we only recommend companies or products that we have personally used and believe that you will like too. If we recommend a product /or service that we have not tried ourselves, it’s because I believe that you may benefit from it.
Our opinions are always honest, and we only make recommendations that we believe could help you achieve your goals too.

SPONSORED POSTS & PRODUCT REVIEWS

If we receive a product from a company to review, it will be clearly noted with an asterisk (*) at the end of the post or we will put “P/R” next to the item.
If a post has been sponsored, we will mention this at the beginning of the post, usually in the form of a disclaimer that begins with an asterisk (*).
We do not accept every product review or sponsored post request that appears in our inbox. We am very selective and only agree to promote products or experiences that we genuinely believe in and would use ourselves. Our reviews are always 100% honest.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.